6 Months No Interest Plan
or
12 Months No Interest Plan

No Interest for 6 or 12 months, Same As Cash (SAC)

FOW is proud to offer the 6 or 12 Months No Interest (Same As Cash) financing plans through CitiFinancial Retail Services.

* $ 300 minimum purchase is required to qualify for 6 month finance offer.
* $ 1,000 minimum purchase is required to qualify for 12 month finance offer.

• The promotional period starts when you receive your product(s).
• Minimum payments will be due during the promotional period.
• Interest accrues during the promotional period.
• Each month CitiFinancial will mail you your monthly billing statement which will show the remaining balance.
• If you pay the purchase price in full by the end of the promotional period, all of the accrued interest will be waived and no finance charges will be assessed on the purchase.
• If you do not pay the purchase price during the promotional period, all of the accrued interest will be assessed and posted to your account immediately following the end of the promotional period.
• Interest is calculated based on the original purchase price (regardless of any payment made) at a standard rate APR of 24.99%.
• For additional information, review your cardholder agreement or call CitiFinancial 1.800.643.5607 Monday to Friday - 9am to 8pm EST.

Account Information

CitiFinancial will mail you your monthly billing statement which will show the new balance, your current credit limit, and other important information.

How to apply (3 easy ways)

• Click on the "Apply Now" box below to apply online now.
• Visit us in person to apply in the store.
• Call CitiFinancial 1.800.643.5607 Monday to Friday - 9am to 8pm EST to apply over the phone.

Once you’re approved for an FOW credit account please contact us to place your order.
You can not place your order online using your FOW Credit.

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